As a senior software engineer who has worked on secure financial applications professionally for over 8 years, I am keenly aware of various techniques that cyber scammers use to trick people, especially the elderly, into sending them money or sensitive login credentials. Now that powerful AI media creation tools are so widely accessible, cyber scammers are able to create even more realistic, persistent, and sophisticated systems to target unsuspecting victims. I am here to provide you with information and guidance that can protect you and your loved ones from these modern threats.